INFORMATION AND QUOTES ON INSURANCE IN SOUTH AFRICA
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LIFE INSURANCE COMPANIES


Life insurance is essential if you are the sole provider for your family. This covers your family financially in the event of death and safeguards them in your absence. Crime in South Africa has always been high which means risk of death is higher then usual. It is not a pleasant thought but if you have people depending on you then it would be wise to take out a plan for their sake.

If nobody depends on you, it is still recommended to adopt a policy such as a disability or illness plan in case you cannot provide for yourself for some unforeseen circumstance. The following companies listed will provide you with a number of policies and quotes. Find the solution that suits you the best.

LIFE INSURANCE COMPANIES IN SA

 

                                                  


1. OVERVIEW

First started out 14 March 2006, 1Lifedirect have produced quality products at top costumer care services. They were the first insurance company to eliminate the middleman, reducing costs by twenty two percent for their clients and they provided simple plans, without hidden clauses, to make enrolling as well as claiming, basic and convenient.

You can join their cover simply with a phone call as no medical examination will be necessary and once you join, premiums remains constant for two years. People with big families would be interested in their services as the pay out up to six beneficiaries. You can contact them on 0860 10 53 40.

2. PUBLIC RATINGS:

 

Reviews by People: 101

 

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Disability Cover:   

 

 

3. PUBLIC SATISFACTION

70 percent of the customers were happy with 1Lifedirect.

18 percent of the people were unhappy with 1Lifedirect.

12 percent thought their service was okay.

Complaints: Customer service has been shaky at times.

 

 

 

1. OVERVIEW

This insurance company believes that the only way to create a brilliant business is to build a brilliant workforce. Frank hand picks their own workers to ensure their clients receive the care and understanding they deserve. Frank keeps everything simple, as joining their policies can be done in a couple of minutes with a phone call and no paperwork will be required.

They have a wide selection of products that you can choose from and you have the option of increasing or decreasing your cover at any given time. Frank also covers for salary protection, disability and illness cover. You can get a hold of Frank on 0860 722 227.

2. PUBLIC RATINGS:

 

Reviews by People: 6

 

Average Rating:   

 

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Death Cover:   

 

Disability Cover:   

 

3. PUBLIC SATISFACTION

67 percent of the clients were content with Frank.

17 percent of the people were discontent with Frank.

16 percent felt their service was standard.

Complaints: Premiums were said to be a little costly.

                                                       

 

1. OVERVIEW

Instantlife offers life cover in the event of death. They provide a simple and quick solution to join their policy and you can receive as much as six million rand without having taken medical exams. Customers who have stuck by this company are rewarded with twenty percent cash back after 10 years.

New customers can receive a money back guarantee in 30 days if they are unhappy with the services and products provided. People who enrol in their policy have to be between the ages of twenty and sixty five. Instantlife covers death for both for accidental and natural causes. Contact details are 087 806 1413.

2. PUBLIC RATINGS:

 

Reviews by People: 22

 

Average Rating:   

 

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Disability Cover:   

 

3. PUBLIC SATISFACTION

86 percent of the customers were highly impressed with InstantLife.

5 percent of the people were unimpressed with InstantLife.

9 percent stated their services were basic.

Complaints: One person complained about the agent being rude over the phone and not considerate to people with hearing problems.

                                                   

 

1. OVERVIEW

Liberty has provided excellent range of products with great flexibility. Protecting your income has never been this easy as a single policy will cover you in most circumstances.

You have the option of customizing your policy to fit your needs and you can add additional benefits for your unique requirements. They have a 6 month retrenchment policy where if you lose your job, your salary will be covered for 6 months till you find another one. Contact them on 0860 327 327.

2. PUBLIC RATINGS

 

Reviews by People: 129

 

Average Rating:   

 

Service:   

 

Premiums:   

 

Death Cover:   

 

Disability Cover:   

 

3. PUBLIC SATISFACTION

74 percent of the clients were delighted with Liberty Life.

12 percent of the people were dissatisfied with Liberty Life.

14 percent claimed that they were simply satisfied.

Complaints: Enrolling is relied on brokers alone. People claim they want the option of joining on their websites online.