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FUNERAL COVER COMPANIES


A funeral cover, which is sometimes called funeral policy, is a type of insurance policy that covers the beneficiary’s funeral costs. They are particularly useful during those situations where existing funds are not sufficient to cover all funeral costs or access to them is temporarily suspended. 

A funeral cover can be very useful during these situations, because they lower the overall costs of your funeral expenses. It’s worth mentioning, for example, that most funerals in South Africa cost between R10,000 to R30,000. A comprehensive funeral policy can reduce a significant portion of this amount, and thus save you from a lot of expenses. So if you would like to learn more about funeral covers then here’s what you need to know.

FUNERAL COVER COMPANIES IN SOUTH AFRICA

                                      

 

1. OVERVIEW

Hollard’s Funeral Cover offers payouts of between R10,000 to R75,000. It also includes an optional cover for your family members and extended family. Additional benefits of this plan include the “Monthly Provider” and “Personal Accident” cover.

2. PUBLIC RATINGS

 

Reviews by People: 118

 

Average Rating:   

 

Service:   

 

Premiums:   

 

Claims Process:   

 

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3. PUBLIC SATISFACTION

78 percent of the clients were highly pleased with Hollard.

10 percent of the people were displeased with Hollard.

12 percent stated that their service was average.

Complaints: People have had several issues and time delays on claims.

                                    

 

1. OVERVIEW

Clientele’s Funeral Dignity Plan offers payouts that exceed R110,000 for a premium of only R2 a day. A single Clientele plan can also cover up to 13 people, and even includes grocery and unveiling benefits. You can also expect R200 worth of free airtime upon making your claim.

2. PUBLIC RATINGS

 

Reviews by People: 37

 

Average Rating:   

 

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3. PUBLIC SATISFACTION

 

78 percent of the customers were happy with Medihelp.

8 percent of the people felt Medihelp did not reach their expectations.

16 percent claimed that their service was average.

 

                                  

 

1. OVERVIEW

Old Mutual’s funeral cover has a maximum payout of R100,000, and can be used to settle various funeral related expenses and debt. You can also purchase this policy for various members of your family, including your parents, your children and even your extended family.

2. PUBLIC RATINGS

 

Reviews by People: 182

 

Average rating:   

 

Service:   

 

Premiums:    

 

Death Cover:     

 

Disability cover:   

 

3. PUBLIC SATISFACTION

75 percent of the customers approved highly of Old Mutual

10 percent of the people were disappointed with Old Mutual

15 percent voted their service reasonable.

Complaints: None Available

 

                                              

 

1. OVERVIEW

Sanlam’s Funeral Plan was designed to cover the funeral costs of your entire family as long as you include them in the plan. However, it’s worth mentioning that premiums for this plan are age banded and the premium for each Covered Person is calculated according to their age at the start of the plan’s commencement date.

2. PUBLIC RATINGS

 

Reviews by People: 190

 

Average rating:     

 

Service:     

 

Premiums:    

 

Death Cover:   

 

Disability cover:   

 

3. PUBLIC SATISFACTION

70 percent of the clients are very pleased with Sanlam.

15 percent of the people were displeased with Sanlam.

15 percent rated their service fair.

Complaints: None Available

 

THE BENEFITS OF A FUNERAL COVER

In addition to covering most of your funeral expenses, it’s also worth mentioning that funeral covers offer other useful benefits, depending on their premiums and the level of coverage that you want.

Although different insurance companies offer different funeral covers, these insurance policies do share certain features. A few good examples include:

• Tombstone Benefits
• Grocery Vouchers
• Insured Persons Are Covered Throughout Their Entire Lives
• Discounts on Various Funeral Services